The Whole Life Guy
Think Differently About Life Insurance
Educate. Empower. Facilitate.
Life insurance is one of the pillars of personal finance, deserving of consideration by every household. You can even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance, let alone whole life or permanent insurance policies.
Armed with the proper information and a clearer understanding, we can simplify the decision-making process and arrive at the right choice for you and your family. We will help you build that foundation with education, empowerment, and facilitation of these life insurance vehicles.
More importantly, we will help define what life insurance is and what it is not.
Benefits of Whole Life
Life insurance can be a valuable financial tool that gives you the flexibility to changes as they happen. Permanent life insurance vehicles are designed to provide protection while building cash value. Whole life in particular comes with a lot of benefits.
Death benefit provides a tax efficient way to leave money to heirs
Your premium is like an investment, it accumulates cash value that can be withdrawn income tax free
It can be used as supplemental income in retirement.
Succession Planning for Business Owners
You’ve worked hard to build a thriving business. Have you created your succession plan for a smooth and profitable exit? Life insurance should be a part of that plan because it:
Provides protection for family members
You don’t need to rely on future profits to fund your retirement
Guarantees a fund to facilitate and back sale
Reduces strain on earnings
Creates a legacy plan
